Established in 2005 by senior-executive, Credit Risk professionals, who average over 30-years of experience managing global and regional banks, captives, and independent specialty lenders.
We have deep backgrounds across a broad range of wholesale portfolios, including real estate ADC and mortgage lending, project finance, highly-leveraged lending, lending to hedge funds, leasing, and asset-based lending / factoring, to name a few. In addition to line management, we have strong functional backgrounds in credit policy and approval, underwriting, portfolio management, credit administration, workouts, and credit examinations / loan review.
Our principals have an excellent track record managing regulatory and rating agency relationships through volatile cycles. Our clients have included de novo banks; mature institutions demonstrating strong organic growth, with active merger-integration programs; and, highly-successful restructures and turnarounds. We have worked in multiple jurisdictions in the Americas, Europe, and Asia.
We have leveraged our experience across multiple projects, including:
Portfolio due diligence and risk triage to support acquisitions, capital investments, and capital adequacy assessments
The implementation of Basel-compliant portfolio risk analytics and capital adequacy programs
The development of Risk Assessment Criteria to facilitate the underwriting and management of complex portfolio risk
Stress testing programs for regulatory agencies to monitor capital sustainability
Process improvement programs
Expert witness testimony
Our clients include regional and global banks, funds, specialty lenders, regulators, and third-party advisors to the financial services industry. Our engagements are often global in scope and have included engagements in the United States, Mexico, Brazil, Chile, United Kingdom, Germany, France, Poland, China, India, and Korea.